YNAB (You Need A Budget) Cloud Budgeting Software

YNAB is amazing budget software that easily pays for itself over and over by helping you plan and spend more efficiently. This is not accounting software. It’s purpose is to help you assign every dollar of income to a specific purpose so you can prioritize wisely. I used to use Excel spreadsheets for my budget, but YNAB is worth the cost in time savings just by being able to automatically import my bank and credit card transactions, rather than having to do input everything manually. Of course, you can also manually input any cash or other transactions, and any automatically imported transactions can be easily matched to them. Create categories and category groups and visualize your spending in the reports area. One of the features I love the most is the ability to set savings goals with variable criteria, such as a monthly goal, a goal amount with no deadline, or an amount to be saved by a certain future month.

Yes, you do need a budget! This software pays for itself by helping you better manage your money. A subscription is $11.99 per month or just $7 per month of billed annually at $84.

$143.88 $84.00

Product Details

Gain Total Control of Your Money

Stop living paycheck-to-paycheck, get out of debt, and save more money.

You Need A Budget is award-winning software and a proven method—that works

What really makes You Need A Budget different is that we can teach you how to manage your money and get ahead—for good. What if your bills rolled in and instead of piling up, you just paid them? No sweat. What if you didn’t even realize it was payday because you had money in the bank and weren’t desperate for that check to arrive? Forget everything you think you know about budgeting and prepare to experience total control.

We have the tools you need to succeed with this whole budgeting thing.

Direct import? Yep. Monthly funding goals? Got ‘em. You won’t be alone, either. We offer more than fifteen different free workshops—things like “Create a Debt Paydown Plan” and “Saving Money On Groceries.” And we have an active community of YNABers who are happy to help new budgeters, alongside our stellar support team.


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